Financial Literacy

Financial Literacy

Financial Literacy is not just the knowledge and skill set used to manage money effectively; it also affects every aspect of our adult lives! Mohave College is happy to partner with ECMC Learning to help us all budget for a better future.

ECMC Learning

Sign up today for free at ECMCLearning.org/mohave to learn how to:

  • Understand your income and expenses
  • Create a personal budget
  • Set and achieve financial goals
  • Transition from school to the workplace
  • Manage debt and utilize budgeting tools personalized by you for you and so much more!

    Returning users, please visit ECMCLearning.org


    Featured ECMC Learning Opportunities:

     

    How to Save Money – 10/19/25 through 10/26/25

    Explore specific strategies for overcoming barriers and reaching your savings goals.

    Saving Strategies: Building a Solid Foundation

    The Psychology of Saving

    Pay Yourself First and Make It Automatic

    Maximizing Your Savings with the Right Accounts

    Saving Everyday: Tips for Cutting Costs

    Gig Jobs and Side Hustles: Earning for Saving

    The Savings Snowball: Reducing Debt for Saving

     

    How to Negotiate – 10/26/25 through 11/2/25

    Getting the best price for a car or a fair salary increase doesn’t have to be unpleasant – if you know the basics.

    Introduction to Negotiation

    The Psychology Behind Effective Negotiation

    Finding Your Negotiation Style

    How to Negotiate the Best Price on a Car

    How to Negotiate the Price of a Home

    The Art of Salary Negotiation

    The Bottom Line on Negotiation

     

    Starting a Business – 11/2/25 through 11/9/25

    By the end of this week, you’ll be more prepared than ever to take that first exciting step into entrepreneurship.

    Ready, Set, Launch?

    Is Entrepreneurship Really For Me?

    What to Ask Yourself Before You Start a Business

    How to Write an Effective Business Plan

    The Basics on Finding Financing

    Types of Legal Structures to Consider

    Your Responsibilities as an Employer

     

    What is the Gig Economy? – 11/9/25 through 11/16/25

    Whether it’s driving for an app-based ride share company or working as an independent contractor for a traditional company, let’s look at the pros and cons of 21st-century freelancing.

    Introduction to Gig Economy

    How is a Gig Job Different Than a Traditional Job?

    Pros and Cons of Gig Jobs

    Tax Implications of Freelance Work

    The Gig Economy: Sustainable and Secure?

    Implications of Participating in the Gig Economy

     

    When Your Income Varies Month-to-Month – 11/16/25 through 11/23/25

    Unpredictable work schedules are more common than ever. Whether you work in the gig economy or have a job with uncertain hours, learn how to make the most of your variable income.

    Navigating the Ups and Downs of Variable Income

    Jobs That Come With Variable Income

    How to Smooth Income Variation With Savings

    The Financial Life of a Freelancer

    The Financial Life of an Hourly Retail Worker

    Protecting Your Health and Retirement

     

    How to Avoid a Financial Disaster – 11/23/25 through 11/30/25

    What we can do to put ourselves in the best possible position to avoid financial calamity.

    From Crisis to Control

    Recognizing the Signs of Financial Trouble

    Dos and Don’ts to Consider

    Insurance: A Key to Financial Security

    How To Pause Student Loan Payments

    Weathering the Storm

     



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